9 Painless Ways To Save More Money This Year

A great way to stick to all of your goals, Tip Yourself is an app that works like Venmo (complete with newsfeed) only you're sending yourself a few dollars here or there. When you manage to make that morning spin class, drink 8 glasses of water, or simply get through a particularly rough day at the office, reward your own wallet with a little kickback. It saves it all in a jar graphic (cute!) and at the end of the month, or year, or whatever, you just withdraw the money back into your bank account.