1. Not considering trip insurance

Travel insurance can seem like an unnecessary expense, but it might not be as silly as you might initially think. While sometimes you don't need it and likely won't get anything out of it, in other cases, it can save you a lot of time, money, and heartache.

Travel and risk experts at Aon Affinity Travel told us that the purpose of travel insurance is to protect you in case your plans change or something unpredictable happens. Looking into the fee associated with the insurance, what it will and won't cover, how long you have between when you book and when you'll travel, and other details will help you better determine whether or not you might benefit from purchasing travel insurance.

[Photo via Reshot]

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