AVOID CREDIT CARD DEBT
Credit cards are notorious for high interests rates and fees, especially if you don’t pay on time. Kimberly Palmer, Senior Editor of US News Money, suggests only using a credit card in dire emergencies – allowing you to avoid and prevent credit card debt. Lowcards.com CEO Bill Hardekopf also suggests choosing a credit card with the lowest credit limit, since exceeding the limit can bring on extra fees and damage your credit rating.
[Photo via @proproductions]
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