2. You don't inherit all of your spouse's financial baggage.
Getting married carries with it a whole host of legal perks, like tax breaks and enrolling on your spouse's insurance. But that legality can carry some downsides: it also means that when you marry someone, you're marrying all of their sh*t. Your boyfriend's credit card debt might not be a big deal, but your husband's continued amassing of it usually is.
If your spouse starts making colossally bad decisions, like ill-advised loans or tax fraud or crashing cars like Hot Wheels, you're likely to get pulled into the fray. And I don't know about you, but I don't like a fray anywhere but on the hem of my worn-out comfy jeans.