Luxury doesn't come easy, but it does when you belong to a beach club - especially if it's one of America's finest. These sandy shoreline societies are home to some of the most well off-members and the amenities that they're willing to pay big bucks for. Think you can handle hanging with the high class? Grab your sunscreen, hop on a waitlist, and make sure to have your checkbook handy.

[Photo via @atravelistasguide]